Avail Finance is a pioneering neo bank designed to cater to the financial needs of the next billion users. Operating primarily in India, Avail Finance provides a comprehensive suite of financial services including instant loans, zero balance accounts, and flexible repayment options. The platform is designed to be user-friendly, offering a seamless banking experience through its app, which supports 8 languages and provides 24x7 customer support. Avail Finance serves a diverse clientele, from individuals seeking short-term credit to those looking for a secure and convenient banking solution. The company operates on a digital-first business model, leveraging technology to offer instant disbursal of loans without the need for document uploads. Revenue is generated through interest on loans and minimal processing fees, making financial services more affordable for users. The app also allows users to manage their cards, set spend limits, and ensure their money is secure with bank-grade security and DICGC insurance up to ₹5,00,000. Avail Finance currently operates in 45 cities and has a user base of 30 lakh individuals.

Keywords: Neo bank, instant loans, zero balance, multilingual support, bank-grade security, flexible repayment, digital-first, affordable loans, user-friendly app, financial services.