Credit Wise Capital, founded in early 2019, is a fintech company that specializes in providing financing solutions for two-wheelers, including electric vehicles. The company aims to disrupt the traditional lending market by leveraging a blend of offline and online sourcing models, coupled with tech-driven underwriting processes. This approach allows for hassle-free loan approvals with minimal documentation, making it easier for customers to secure financing for their dream two-wheelers.

Credit Wise Capital serves a diverse range of clients, from individuals looking to purchase their first two-wheeler to those interested in upgrading to an electric vehicle. The company operates primarily in the Indian market, which has a high demand for two-wheeler financing.

The business model focuses on providing loans with competitive interest rates and flexible repayment options, including a No Cost EMI option for health insurance premiums. Revenue is generated through interest on loans and fees associated with loan processing and insurance products.

In a short span of time, Credit Wise Capital has achieved significant growth and has become one of the fastest-growing two-wheeler focused fintech companies in the country. The company’s innovative approach and customer-centric services have attracted investments from founders and executives in the industry.

Keywords: fintech, two-wheeler loans, electric vehicles, tech-driven underwriting, minimal documentation, fast approvals, No Cost EMI, health insurance, Indian market, customer-centric.