Digs by OJO is a financial technology platform designed to help renters and homeowners build wealth through homeownership. The company operates in the real estate and financial services market, targeting individuals who are either saving for a home or already own one. Digs by OJO offers two main products: Digs Homeowner and Digs Saver. Digs Homeowner provides tools to monitor home value, receive refinance alerts, and optimize mortgages. Digs Saver helps users track savings goals, monitor credit, and learn about the home buying process. The business model focuses on partnering with banks and credit unions to offer these tools to their customers, thereby growing their business and building customer loyalty. Digs by OJO generates revenue through these partnerships and by providing premium services to users. The platform leverages data to better predict when customers are ready to transact, offering personalized home valuations and equity tracking.

Keywords: homeownership, wealth-building, financial tools, real estate, mortgage optimization, savings tracking, credit monitoring, refinance alerts, home valuations, data-driven insights.