Fairfax Financial Holdings Limited is a diversified holding company that focuses on generating high returns on invested capital and building long-term shareholder value. Established under its current management since 1985, Fairfax operates primarily in the insurance and reinsurance sectors. The company serves a wide range of clients, including individuals, businesses, and other insurance companies, through its various subsidiaries.

Fairfax operates in the global market, with a presence in North America, Latin America, Europe, and Asia. Its business model revolves around acquiring and managing insurance and reinsurance companies, which provide coverage to clients against various risks. These subsidiaries include Bryte Insurance, Colonnade Insurance, Fairfax Brasil, Fairfax Latin America, Polish Re, RiverStone Group, Fairfax International, Hamblin Watsa Investment Counsel, Pethealth, Zenith National Insurance Corp., Crum & Forster Holdings Corp., Fairfax Asia, Odyssey Group Holdings, Inc., Northbridge Financial Corporation, and Pacific Insurance.

The company makes money primarily through underwriting insurance policies and investing the premiums collected from these policies. Underwriting involves assessing the risk of insuring clients and setting appropriate premiums. Fairfax also generates income from its investment portfolio, managed by Hamblin Watsa Investment Counsel, which includes stocks, bonds, and other financial instruments.

Fairfax's leadership team comprises experienced professionals, including Edwyn O'Neill, Peter Csakvari, Bruno Camargo, Fabricio Campos, Jacek Kugacz, Nicholas C. Bentley, Bijan Khosrowshahi, Wade Burton, Sean Smith, Kari Van Gundy, Marc Adee, Ramaswamy Athappan, Brian D. Young, Silvy Wright, and Gobinath Athappan. The Board of Directors includes notable figures such as William C. Weldon, who has extensive experience in leading major corporations.

Keywords: Insurance, Reinsurance, Investments, Global Market, Underwriting, Premiums, Subsidiaries, Leadership, Financial Returns, Shareholder Value.