October is a pan-European lending platform that simplifies and democratizes funding for small and medium-sized enterprises (SMEs). Founded in France in 2014 under the name Lendix, October operates in France, Spain, Italy, the Netherlands, and Germany. The platform creates an efficient link between lenders and companies, emphasizing transparency in its selection criteria, results, financing processes, and statistics. This transparency ensures that both lenders and borrowers have access to all necessary information, making the platform fast, simple, and responsible.

October serves SMEs across various European countries, providing them with access to financing that might otherwise be difficult to obtain. The platform caters to both private and institutional lenders, offering them opportunities to diversify their investments by lending to SMEs in different countries. By operating on a European scale, October increases funding options for companies and diversification opportunities for lenders.

The business model of October involves matching SMEs in need of financing with lenders looking for investment opportunities. October makes money by charging fees to borrowers for the loans facilitated through the platform. These fees are typically a percentage of the loan amount and may vary based on the specifics of the loan agreement.

October's mission is to support the growth of SMEs, which are the backbone of the European economy, by providing them with the necessary funding to thrive. The platform's commitment to transparency and efficiency has made it a trusted partner for both borrowers and lenders.

Keywords: SME financing, European lending, private lenders, institutional lenders, transparency, efficient funding, cross-border loans, business growth, investment diversification, financial platform.