Oportun is a financial services company that provides affordable personal and auto loans to underserved communities in 12 states. The company operates in the consumer finance market, focusing on individuals who may not have access to traditional banking services. Oportun's business model involves offering loans with flexible terms and competitive interest rates, aiming to help clients build a better financial future. The company generates revenue through interest on loans and fees associated with its financial products. Oportun serves a diverse client base, including those with limited or no credit history, by leveraging advanced data analytics to assess creditworthiness. The company is committed to financial inclusion and aims to provide responsible lending options to improve the financial health of its customers.

Keywords: personal loans, auto loans, underserved communities, flexible terms, competitive interest rates, financial inclusion, creditworthiness, data analytics, consumer finance, responsible lending.